This Week in Crypto News (July 28th-August 3rd, 2025): Bitcoin Soars, Stablecoin Clarity Arrives & Institutions Start Accumulating

Crypto markets are off to a strong start this week as Bitcoin and Ethereum rebound, major legislation clears the final hurdle, and institutional buying returns to the spotlight. As the U.S. finalizes a high-stakes trade deal with the EU and lawmakers sign off on the Genius Act, momentum is building across the digital asset landscape.

Bitcoin Rebounds Past $119K as Market Cap Nears $3.9 Trillion

The crypto market surged on Monday, adding over $78 billion in value in just hours. Bitcoin climbed back above $119,000, while Ethereum tested the $3,900 mark, helping lift the total crypto market cap to $3.89 trillion.

Much of the recovery appears to be driven by macro optimism, institutional interest, and renewed capital inflows after a brief cooling-off period last week. Analysts say this rebound puts BTC back on track to retest $122,000, with $130,000 not out of the question if momentum continues.

How this could affect crypto investors:

• Renewed bullish sentiment may trigger altcoin rallies, especially in top performers like Solana and XRP.
  
• Traders eyeing breakout levels should watch for confirmation above $120K and ETH’s push toward $4,000.
  
• Short-term volatility remains likely, but buy-the-dip appetite appears strong among larger players.

U.S.–EU Trade Deal Boosts Risk Appetite, Crypto Jumps

Markets reacted positively to news that President Trump has finalized a new U.S.–EU trade agreement. While the deal imposes a 15% tariff on select EU imports, investors appear more focused on the broader implications: easing trade tensions, strengthening dollar liquidity, and supporting risk-on sentiment.

Crypto was among the first sectors to respond, with Bitcoin, XRP, and Solana all rallying in the hours after the announcement.

How this could affect crypto investors:

• Trade stability tends to improve institutional confidence in risk assets — including digital currencies. 
• XRP and Solana may benefit disproportionately, as both are seen as high-beta assets during macro surges. 
• If global markets remain upbeat, crypto could see continued upside into August. 

Genius Act Officially Becomes Law — Stablecoin Clarity Arrives

After months of debate, the Genius Act has now been officially signed into law — marking a major milestone in U.S. crypto regulation. The legislation outlines clear requirements for stablecoin issuers, prohibits the creation of a central bank digital currency (CBDC), and introduces guidelines aimed at protecting consumer privacy.

While the law is largely seen as a win for innovation and clarity, some financial analysts (including at the Financial Times) warn that mainstream adoption of crypto-backed lending could introduce systemic risks if left unchecked.

You can read a detailed breakdown of what’s in the law and what it means here.

How this could affect crypto investors:

• USDT and USDC gain stronger legal footing, which could drive more adoption in payment and DeFi ecosystems. 
• Crypto platforms may face higher compliance standards, but benefit from legitimacy and user trust. 
• Banning a U.S. CBDC relieves privacy concerns — potentially encouraging more domestic crypto use. 

Whale Accumulation Signals BTC Breakout Potential

Data from AInvest and Glassnode shows large holders have quietly resumed accumulating Bitcoin, particularly in the $115,000–$118,000 range. This coincides with lower exchange sell-side pressure, creating ideal conditions for a price breakout.

According to analysts, the next key resistance lies just above $120,000, and breaching it could trigger a sharp move toward $122K–$125K.

How this could affect crypto investors:

• Accumulation patterns suggest confidence among long-term holders — often a leading signal for broader rallies. 
• Traders may position for upside, especially in altcoins that tend to follow BTC’s lead (e.g., Solana, Polkadot). 
• If resistance breaks, short squeezes could amplify upward movement in a matter of hours. 

Final Thoughts

As crypto enters the final stretch of July, momentum is picking up across the board — from regulatory wins to price action. Bitcoin’s recovery, the Genius Act becoming law, and growing institutional interest all point toward a strong setup heading into August.

If you’re considering getting in or topping up, now may be the time to act — especially with market confidence rising and new regulation providing greater clarity.

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