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Buy Ripple (XRP) with Credit Card Instantly

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0% processing fees on your first verified purchase

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Buy and sell XRP with MasterCard, Visa, Bank Transfer or Apple Pay


Xcoins offers a fast and simple process for secure delivery of your XRP within 15 minutes of payment approval.


Instant Verification, 24/7 Support and High Purchase Limits. Start with as little as $50 and buy Ripple (XRP) today!

Buy XRP using your Debit Card or Credit Card

At Xcoins, you can now buy XRP and your favorite cryptocurrencies safely and securely using Visa or Mastercard in a straightforward and hassle-free process.

Why Should You Buy XRP with Credit Card?

Buying XRP using your credit or debit card guarantees peace of mindMost card providers offer online card protections, such as 3D Secure, so that you can be sure you’ll be protected against theft, fraud or other forms of misuse.

Peace of Mind

Buying XRP using your credit or debit card guarantees peace of mind. Most card providers offer online card protections, such as 3D Secure, so that you can be sure when you buy crypto with a debit card or credit card you’ll be protected against theft, fraud or other forms of misuse. 

Instant & Efficient Delivery

When you use your debit or credit card to buy XRP, your order is reviewed and processed in a timely and efficient manner. 

Buy XRP via Bank Transfer

At Xcoins, we also offer our customers residing in the European Union and the United Kingdom the ability to buy Bitcoin via bank transfer.


If you live in a European country, you can buy can buy Bitcoin with no processing fees involved using SEPA bank transfer. SEPA (Single Euro Payments Area) allows anyone with a European bank account to send and receive payment in euros from banks anywhere within the eurozone.


Our customers based in the UK can buy Bitcoin with Faster Payments bank transfers. Faster Payments Service (FPS) is a type of electronic bank transfer designed to speed up the process of sending money bank-to-bank in the UK.

Advantages of Buying XRP with Bank Transfer

Customers buying XRP using SEPA or Faster Payments bank transfer can benefit from no processing fees, especially when buying larger amounts of cryptocurrency.

No Processing Fees

When buying XRP using SEPA, there are no direct fees involved, leaving you with more funds to spend on your favourite cryptocurrency.

Instant Delivery

Transferring funds from your UK bank account takes seconds using Faster Payments offering an efficient service to those who want their crypto fast. On top of that, Xcoins will always send your crypto within 15 minutes of payment approval, giving you a completely stress-free experience

Buy XRP using Apple Pay & Google Pay

Buy XRP anytime, anywhere at the tap of a button with Google Pay and Apple Pay.

Advantages of Apple Pay & Google Pay

Buying at a tap of a button

Just load the app on your phone and buy XRP with one tap of a button. It couldn’t be easier!

Safe Transactions

Google and Apple’s technology allows safety to be the number one priority for every payment you do, including buying XRP at Xcoins.

What is Ripple (XRP)?

What is XRP? Ripple is a currency exchange system, remittance network, and real-time settlement system that’s faster, more scalable, and cheaper than other similar digital products. Ripple was established in 2012 by Chris Larsen and Jed McCaleb.


Ripple is a digital payment network (somewhat like SWIFT payment) that uses blockchain technology. It has its own cryptocurrency, XRP, which you can buy and sell through Xcoins.


Because it’s an open-source, decentralised platform, it’s incredibly safe and secure to buy and sell, with the advantage of having much faster transaction times than Bitcoin, so your payments will be confirmed in seconds.

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How much XRP can I buy?

The amount of XRP you can purchase depends on your account verification level. To find out more, please log in to your account or contact Customer Support.

How can I make sure my XRP is safe?

You’ll need a crypto wallet to store your XRP. This could be an offline cold wallet (the safest option) or an online hot wallet (ideal for ease of accessibility). Perhaps most importantly, you should always make sure your private key is kept secure.

When will I receive my XRP?

Once your order has been approved, Ripple blockchain confirmations generally take no more than a few minutes to complete. Network congestion can, however, increase the confirmation time.

What payment methods can I use to buy XRP?

You can buy XRP with your debit/credit card Visa or Mastercard, SEPA bank transfer if you’re an EU resident, Faster Payment bank transfer if you’re living in the UK as well as instant transactions using your Google Pay or Apple Pay.