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Two ways to hold crypto.

Keep it in the Xcoins Wallet and let us handle the keys, or send every purchase straight to a wallet you control. Both work. This page helps you pick.

Xcoins Wallet Your own wallet

Licensed. Operating since 2016, used in 100+ countries.

Xcoins holds the keys

Xcoins Wallet

A wallet for every asset, in the app. Buy, sell and track your balances in one place — no keys to manage, no addresses to get wrong.

  • A wallet per asset, with real-time balances
  • 24-hour price tracking on your holdings
  • Deposit and withdraw, with address whitelisting
  • Sell to your Cash Account when you choose
Xcoins Wallet
You hold the keys

Your own wallet

Buy crypto on Xcoins and have it sent straight to a wallet you control — hardware, software, whichever you trust. Your keys, your custody.

  • Purchases delivered to your wallet address
  • Works with the wallet you already have
  • Full control — you manage keys and backups
  • Nothing held on Xcoins after delivery
Your own wallet
Compare

Side by side

Xcoins Wallet Your own wallet
Who holds the keys Xcoins, via regulated custody You
Where it lives In the Xcoins app Your hardware or software wallet
Getting started Download the app, verify, done Have a wallet address ready when you buy
Selling In the app, to your Cash Account Deposit to an Xcoins Wallet first, then sell
Backups & recovery Handled for you Your responsibility — keys and seed phrase

Not sure which fits?

“I want it simple. I don’t want to think about keys.”

The Xcoins Wallet keeps everything in the app — balances, buying, selling — with nothing to back up.

See the Xcoins Wallet

“My crypto, my keys. I just need somewhere good to buy.”

Buy on Xcoins and have it delivered straight to the wallet you already trust. We never hold it.

See how buying to your wallet works

MiCA Licensed in Europe. Trusted since 2016, used in 100+ countries.

Xcoins is authorised by the Malta Financial Services Authority as a Crypto-Asset Service Provider (CASP) under MiCA. Rates are for information only and are not an offer or investment advice. Crypto prices are volatile, and the value of what you hold can go down as well as up.

Questions

Wallets on Xcoins, answered

A wallet built into the Xcoins app, with a wallet for each asset you hold. Xcoins manages the keys through regulated custody — you buy, sell, deposit and withdraw from one place.
Yes. When you buy crypto on Xcoins, you can have it sent straight to your own wallet address — hardware or software. Xcoins doesn't hold it after delivery.
Yes. They're not exclusive — you can hold some crypto in the Xcoins Wallet and send other purchases to your own wallet.
Who holds the keys. Custodial means a provider manages them for you; non-custodial means you do. Our guide explains both models in full.
Yes — the Xcoins Wallet lives in the Xcoins app. Buying to your own wallet works on the web.

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