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Buy XRP

Buy xrp (XRP) with a card or a bank transfer. Verify your ID once and your xrp lands within 15 minutes of payment approval. Send it to your own wallet, or hold it on Xcoins.
Buy crypto Buy XRP See how it works

Licensed in the United States and Europe. With customers in 100+ countries.

All inclusive, net delivery
Fees and bonus included
Service fee —
Network fee —
 
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Rate locks when you confirm. No surprises.

XRP price chart

Price history is unavailable right now.

How it works

How to buy XRP on Xcoins

Three steps. Card or bank. Done in minutes.

  1. STEP 1

    Create your account

    Sign up and verify your ID. It is a one-time step, and most people are done in under two minutes.

  2. STEP 2

    Choose how much, and how to pay

    Enter an amount and pick a card or a bank transfer. The all-in price locks when you confirm.

  3. STEP 3

    Get your xrp

    We send your XRP within 15 minutes of payment approval — to your own wallet, or your Xcoins account.

Payment methods

Ways to buy xrp

Card or bank transfer, plus more depending on your country.

XRP
All payment methods
Why buy here

Why buy XRP here

Instant deposits & withdrawals

Funds in, funds out — no waiting around.

Verification in under 2 minutes

ID once. Done. Buy after that.

Send to any external wallet

You hold the keys. We just move the money.

Up to $150 with no verification

Try us first. Verify when you're ready.

24/7 human support

Real people. No bots. No tickets in a queue.

The boring part: fees.

Every fee is shown before you confirm — nothing bolted on after. New here? Your first order is fee-free. The full breakdown lives on the fees page.

MiCA Licensed in Europe. Trusted since 2016, used in 100+ countries.

Xcoins is authorised by the Malta Financial Services Authority as a Crypto-Asset Service Provider (CASP) under MiCA. Rates are for information only and are not an offer or investment advice. Crypto prices are volatile, and the value of what you hold can go down as well as up.

Questions

Buying XRP, answered

Xcoins is authorised by the Malta Financial Services Authority as a Crypto-Asset Service Provider (CASP) under MiCA and has run since 2016. You can send your XRP to a wallet you control at any time. XRP prices are volatile, though — you can lose money.
Card purchases are usually quick — your XRP is sent within 15 minutes of payment approval. Bank transfers take longer to clear and aren't instant; timing depends on your bank and country.
Yes. You don't need to buy a whole coin. Enter any amount in your currency and you'll receive the matching fraction of XRP.
The live minimum for your coin and payment method is shown at checkout before you confirm. You can start small and buy more whenever you like.
An Xcoins account, a verified ID, and a way to pay — a card or a bank transfer. Verification is a one-time step that usually takes a couple of minutes.
Yes. Send your XRP to any external wallet you control, or hold it on Xcoins. It is your XRP.
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