This Week in Crypto News (July 14th-20th, 2025): Bitcoin Hits $122K as Genius Act Set to Be Signed

The crypto market is starting the week on a high, both in price action and political momentum. Bitcoin surged past $123,000 on Monday, while U.S. lawmakers dive into Crypto Week, a lineup of bills and hearings expected to shape the regulatory future of digital assets. Here’s what’s moving the markets — and what it could mean for crypto investors.

1. Crypto Week Begins in Washington: Spotlight on the Genius Act

This week, all eyes are on Washington as lawmakers kick off a series of hearings and legislative efforts dubbed Crypto Week. Leading the charge is the Genius Act, which is expected to be signed into law in the coming days. The bill provides a long-awaited framework for stablecoin regulation, while also explicitly banning the creation of a U.S. central bank digital currency (CBDC).

The Genius Act crypto bill represents a rare moment of bipartisan agreement in Congress and signals a shift toward clearer, innovation-friendly oversight in the U.S. digital asset space.

For a full breakdown of what the bill includes — and why it matters — check out our detailed guide on the Genius Act and stablecoin regulation. 

How this could affect crypto investors:

• Regulatory clarity around stablecoins could drive increased institutional adoption.
• The ban on a U.S. CBDC may ease privacy concerns, potentially encouraging more retail participation.
• The act could set a precedent for future crypto-friendly legislation in other regions.

2. Bitcoin Starts the Week Above $123,000

Bitcoin opened Monday with strong momentum, trading at around $123,000. The rally follows continued inflows into crypto ETFs, upbeat macro sentiment, and rising retail interest.

Despite some analysts warning BTC may be “overextended,” others believe the current strength could push the price toward the next key psychological level of $130,000 — especially if dovish policy signals emerge later in the week.

How this could affect crypto investors:

• Strong BTC performance may pull altcoins higher, creating broader short-term opportunities.
• Continued ETF inflows and bullish sentiment could spark new buying activity.
• A price breakout above $125K or $130K might accelerate institutional positioning.

3. What Else to Watch This Week?

Beyond Bitcoin’s price and the Genius Act, several other events could shape the week for crypto markets. Additional bills under review could touch on issues like DeFi oversight, crypto tax reform, and ETF approval streamlining.

The combination of legislative clarity and strong market fundamentals may create a fertile environment for continued growth — if no negative surprises emerge.

How this could affect crypto investors:

• Progress on tax reform or ETF regulation could reduce friction for both retail and institutional investors.
• Positive sentiment from Crypto Week may act as a catalyst for price rallies across major tokens.
• U.S. leadership in crypto regulation could influence global policy trends, especially in Europe and Asia.

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